It's been awhile.... Here's something to get us started again

I've been so bad about updating on here.  My apologies to all of you.  We moved to the country about 8 weeks ago and have been trying to get settled ever since.  And by settled, I mean raising chickens (that's Full Moon, a Plymouth Barred Rock chicken, to the right), building a chicken tractor, starting a garden at home AND in a plot at our church's community garden, unpacking, etc.....


I had a conversation with a coworker recently who told me he didn't have any money saved.  And he has a good income!  Sure, he has money in stocks and some in retirement but how long would it take for him to get that money out if he really needed it?  At least a couple of days. 

I came across this article today on the excuses people give for not saving money.  I agree with most of what Liz says, but disagree with her 'wiggle room' on excuse #6 "I have credit cards to pay for emergencies." 

Emergencies are funny little life events that can often snowball into major DISASTERS!  Putting those emergency expenses on credit cards is like begging for a lot of high-interest debt that becomes a big hairy monster in your life for a long time.

Americans my age (young professionals) especially need to get with it on saving for emergencies.  Most of us have not lived long enough to know that life can throw some pretty gnarly curve balls.